“Didn’t I get the last shop?”
When different people pay, memory becomes the household record. A shared record gives every purchase a place.
You’re hereThe everyday, a little clearer.
You’re hereA life together. Clear little amounts.
You’re hereFrom lunch breaks to late-night projects.
You’re hereOne roof. A clearer month.
You’re hereGood detours. Clear shared costs.
You’re hereSmall beginnings. Shared ambitions.

Groceries, household bills, and money paid back. Yaara helps roommates and housemates keep the costs of living together clear.
Your keys. Your routines. Your kind of together.
Shared costs. Clear records.SOUND LIKE YOUR PLACE?
It starts with “I’ll get this one.” Then the receipt disappears, the group chat moves on, and someone is left keeping the tally.
Consumer Research: According to Bankrate consumer studies, 69% of adults have covered a group cost expecting reimbursement, and 55% experienced friction over forgotten amounts. Yaara replaces awkward group chat reminders with one transparent shared record.
When different people pay, memory becomes the household record. A shared record gives every purchase a place.
Living under one roof doesn’t mean every expense belongs to everyone. The people sharing a cost should be clear.
A payment back helps. A record of it helps you remember what remains, without starting the conversation again.
ONE MONTH UNDER ONE ROOF
Yaara is a shared-expense app for roommates. Keep household costs in a group, record who paid, choose each person’s share, and record repayments as they happen.
The weekly shop, shared by all three. Add the expense and keep the receipt with it.
A familiar household bill. Its own record, with the people and shares you agreed.
Cleaning supplies, kitchen bits, the things you only notice when they’re gone.

One clear month for you, Ayesha and Hamza. These three expenses are shared equally; the month-end record below brings them together.
WHAT BELONGS TO WHOM?
To split household expenses fairly, start with who shares the cost and what you’ve agreed. Yaara lets you record that agreement for each expense.
A weekly shop can be an equal split when everyone agrees. If some items are personal, agree which belong in the shared expense before adding it.
In Yaara Choose the housemates involved and record equal, exact or item-based shares to match the purchase.
Two housemates buy something together. The third lives in the same flat, but isn’t part of that purchase.
In Yaara Include only the people sharing that expense. Being in the household group doesn’t mean sharing every cost.
You may agree on different rent shares for different rooms. Put the agreed amounts in the record so everyone can refer to the same arrangement.
In Yaara Record exact amounts or percentages instead of assuming an equal split.
Choose the agreement together. Yaara keeps the record of it.
THE REGULAR STUFF
The internet bill comes around again. So does the question of who’s paying this month. A recurring draft gives the bill a starting point, with time to check what’s changed.
In Yaara, recurring bills begin as drafts you review before posting.
Compare the draft with this month’s bill. A regular expense can still have a different amount.
Check who’s included, who paid and which amounts or percentages you agreed for this expense.
Post the checked expense to your household record. Reusing a draft doesn’t mean posting it automatically.
A LITTLE CLARITY, EARLY ON
A shared-expense app works best when everyone knows what the record means. These four conversations give your household a useful place to start.
List the costs you share, such as internet, cleaning supplies or agreed groceries. Keep personal purchases separate unless everyone involved agrees otherwise.
Decide whether a cost is equal, a fixed amount for each person, or a percentage. Different expenses can have different agreements.
Record the amount, who paid and who shares it. Attach the receipt when it helps explain what was included.
Review the record together at a time that suits your household. Record payments back when they happen, including partial repayments.
AT THE END OF THE MONTH
Here’s how a shared record helps when different roommates pay for different bills. In this example, all three agree to share the costs equally.
Each little thing, accounted for.
Each person’s share is PKR 3,500. You paid PKR 6,000, so you should receive PKR 2,500 in total: PKR 500 from Ayesha and PKR 2,000 from Hamza.
PAID BACK, IN PARTS
A partial repayment shouldn’t leave you guessing about the balance. In the household above, Hamza owes you PKR 2,000. If he returns PKR 500, record that payment and keep the remaining PKR 1,500 clear.
Yaara keeps repayments alongside the record of what was shared. Pay each other the way you normally would, then record what was returned.
“I’ve sent 500.
I’ll send the rest later.”
A partial repayment recorded, continuing the same household story.
Roommate expenses,
cleared up.
Keep one household record with the amount, who paid, who shares each expense and their agreed shares. Record repayments when they happen. Yaara brings these details together in a household group so the record doesn’t depend on one person’s memory.
Record the costs you agree to share, such as rent, utilities, internet, groceries and household supplies. Choose the people involved in each expense. Keep personal purchases separate unless the people sharing them have agreed otherwise.
Yes. In Yaara you can record equal, exact, percentage, weighted or item-based shares. Agree on the split together, then choose the method that matches that expense. Your rent agreement can differ from your grocery agreement.
Agree together which costs they still share and which they don’t. In Yaara, choose participants and agreed shares for each expense. The record follows the details you enter; it doesn’t decide an absence policy or automatically prorate bills.
No. Recurring bill drafts can be reused, but you review the amount, people and shares before posting each expense. A familiar bill still gets a fresh check.
Yes. Record the amount returned and see what remains. For example, if a housemate owes PKR 2,000 and returns PKR 500, the remaining amount is PKR 1,500.
No. Yaara keeps records of shared expenses and repayments. Pay each other through the method you normally use, then record the repayment in Yaara.
Yaara is 100% free to use on Android. You can download the latest Android APK directly using the download buttons on this page.
100% FREE · NO SUBSCRIPTIONS · NO HIDDEN FEES